P1/Strat. No.7: Working Capital Injection Program





Target Audience

Guidelines and Criteria

Implementing Agency

Estimated Cost

Overall Beneficiary

Working capital is essential to a company’s fundamental financial health and operational success. Proper utilization and sufficient working capital allows businesses to maintain a solid balance between growth, profitability and liquidity. We wish to provide otherwise solvent business with low cost (~2-3%) loan financing to assist in meeting their working capital objectives. Entities can receive a maximum of $250,000.                    

Zero interest working capital loans to be provided to MSMEs affected by COVID-19

MSMEs who have an annual turnover of less than $1.0m (assuming >500 firms)


  • provide proof of being a duly registered business or member of a business association

  • have been in continual operation in excess of 12 months

  • have employees and show all deductions such as NIC and PAYE are duly treated

  • be duly registered with the IRD and not be in arrears to the State

Saint Lucia Development Bank

$5.0 Million (use of ROCT funds)

Business community (approximately 350 firms to benefit)

Status Update



Source: Department of Finance